As an emerging discipline, the development history of artificial intelligence is only 60 years, but its research and application are very rapid and extensive. This paper introduces the historical development of artificial intelligence and its research direction, and analyzes the current application of artificial intelligence in the insurance industry and its possible future effects. In the future, artificial intelligence will have a huge impact on the development of the insurance industry. Although it may not subvert the entire insurance industry for the moment, we must make relevant arrangements in advance.
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